Terms of Service

1. Acceptance of Terms

By accessing and using BuildLedger ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of BuildLedger's SaaS platform for business management, invoicing, and client management services.

2. Description of Service

BuildLedger provides a cloud-based business management platform that includes:

• Quote and invoice creation and management
• Client relationship management
• Expense tracking and categorization
• Financial reporting and analytics
• Payment processing integration
• AI-powered features for expense categorization and report generation

3. User Accounts

3.1 Account Creation

To use our Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding the password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

4. Subscription and Payment

4.1 Subscription Plans

We offer various subscription plans with different features and pricing. Current pricing is available on our pricing page and may be updated from time to time.

4.2 Payment Terms

Subscription fees are billed in advance on a monthly or annual basis. Payment is processed through Stripe and is non-refundable except as provided in these Terms.

4.3 Automatic Renewal

Subscriptions automatically renew unless cancelled before the renewal date. You may cancel your subscription at any time through your account settings.

4.4 Price Changes

We may change our pricing with 30 days' notice. Price changes will not affect your current billing cycle but will apply to subsequent renewals.

5. Acceptable Use

5.1 Permitted Use

You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate BuildLedger, a BuildLedger employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service

5.2 Prohibited Activities

You agree not to:

• Use the Service to store or transmit malicious code
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Use the Service for any commercial purpose not expressly permitted by these Terms

6. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding the collection and use of your information.

You are responsible for the accuracy and legality of any data you upload to the Service. You retain ownership of your data, and we will not use your data for any purpose other than providing the Service.

7. Intellectual Property

7.1 Our Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of BuildLedger and its licensors. The Service is protected by copyright, trademark, and other laws.

7.2 Your Rights

You retain ownership of any content you create or upload to the Service. By using the Service, you grant us a limited license to store and process your data solely for the purpose of providing the Service.

8. Service Availability

We strive to provide reliable service but cannot guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or other factors beyond our control.

We will use reasonable efforts to notify you of scheduled maintenance and to minimize service disruptions.

9. Limitation of Liability

To the maximum extent permitted by law, BuildLedger shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Our total liability to you for any claims arising from or relating to these Terms or the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. BuildLedger makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

11. Indemnification

You agree to defend, indemnify, and hold harmless BuildLedger and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Service or violation of these Terms.

12. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. We will retain your data for a reasonable period following termination, after which it may be permanently deleted.

13. Governing Law

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts of [Your Jurisdiction].

14. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the Service after any changes constitutes acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: